Revision question · Band 4 publications, instructional techniques

Which statement about age and motor-insurance prices is generally supported by insurers’ risk evidence?

Revision material from the imported DVSA bank includes source-checked Lanekind learning corrections. These corrections are not newly issued official examination questions, and practice does not reproduce a live test paper.

Answer options

Passing the driving test first time guarantees a cheaper premium

Being under 25 guarantees a lower premium than an older driver pays

Not wearing glasses guarantees a lower premium

Younger, less experienced drivers often pay more, but individual prices use several risk factors

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Younger, less experienced drivers often pay more, but individual prices use several risk factorsThis was the right answer

Age is one of several rating factors. Younger drivers’ higher average collision risk often raises premiums, but turning 25 does not guarantee a reduction. The insurer also assesses the particular driver, vehicle and cover.

Reviewed reading for this question

Age is one insurance risk factor, not a guaranteed discountReviewed guidance summary · The corrected options distinguish a general risk tendency from promises about an individual quote.

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