Revision question · Hazard awareness

How could your insurance be affected if you're convicted of riding after drinking too much alcohol?

Revision material from the imported DVSA bank includes source-checked Lanekind learning corrections. These corrections are not newly issued official examination questions, and practice does not reproduce a live test paper.

Answer options

Your insurance may become invalid

The amount of excess you pay will be reduced

You'll only be able to get third-party cover

Cover will only be given for riding smaller motorcycles

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Your insurance may become invalidThis was the right answer

A drink-riding conviction can affect cover and future premiums. An alcohol exclusion may mean the insurer will not cover your own loss. That does not simply erase its statutory duties towards third parties; in some cases it can seek recovery of payments from you. Check the actual policy and never ride while impaired.

Reviewed reading for this question

Alcohol can affect an insurance claimReviewed guidance summary · The specialist broker’s own explanation distinguishes possible invalidity of own-loss cover from statutory third-party liability; the bank says may, not automatic cancellation.

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