Revision question · Band 3 driving test, disabilities, law

What's the lowest level of insurance cover you must have to drive on public roads?

Revision material from the imported DVSA bank includes source-checked Lanekind learning corrections. These corrections are not newly issued official examination questions, and practice does not reproduce a live test paper.

Answer options

Third party, fire and theft

Fully comprehensive

Third party only

Personal injury cover

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Third party onlyThis was the right answer

The lowest level of insurance cover you must have to drive on public roads is third-party liability. The third party is anyone you might injure or whose property you might damage. With this minimum level of insurance cover, you're not covered for any damage to your vehicle or injury to yourself.

Reviewed reading for this question

Vehicle insuranceReviewed guidance summary · A cover note is temporary evidence. At least third-party cover must include the actual driver and use; a policy excess is the amount borne first on a claim.

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